Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

IF/ABL learning and development courses

The UK Finance Learning Hub hosts the IF/ABL specific interactive courses to help grow and develop your knowledge in the industry, as well as the Foundation, Certificate and Diploma qualifications.

Find out more Read more

Filter policy and guidance

UK Finance Response to the Cryptoasset Reporting Framework and Amendments to the Common Reporting Standard Consultation

03.06.24

Consultation Responses

UK Finance Response to the Cryptoasset Reporting Framework and Amendments to the Common Reporting Standard Consultation

We welcome the opportunity to respond to the HM Revenue & Customs (‘HMRC’) consultation on ‘Cryptoasset Reporting Framework, Common Reporting Standard amendments, and seeking views on extension to domestic reporting’.
UK Finance response to Financial Conduct Authority and Bank of England Digital Securities Sandbox Consultation

30.05.24

Consultation Responses

UK Finance response to Financial Conduct Authority and Bank of England Digital Securities Sandbox Consultation

We enclose the collective responses of the member firms of UK Finance to the consultation by the Bank of England’s (“the Bank”) and the Financial Conduct Authority’s (“FCA”) (together, the “Regulators”) joint Consultation Paper (“CP”) on the Digital Securities Sandbox (“DSS”)
Building a Better Society: A financial services manifesto for the UK

30.05.24

Reports and Publications

Building a Better Society: A financial services manifesto for the UK

UK Finance has released its financial services manifesto, outlining key priorities the next government should focus on.
Transition Finance Market Review

29.05.24

Consultation Responses

Transition Finance Market Review

The Transition to Net Zero is one of our five priority workstreams, and we have a mandate to advocate for clear decarbonisation policies to support the achievement of financial services firms’ sustainability goals.
UK Finance response to Joint Regulatory Oversight Committee (JROC) proposals for the future entity

23.05.24

Consultation Responses

UK Finance response to Joint Regulatory Oversight Committee (JROC) proposals for the future entity

It is clearer than ever before that the CMA Order should be revoked, which would allow a transition to the Future Entity. Instead, as a direct result of the CMA Order still being in place, an Interim Entity is necessary to take forward non-Order work, so that Open Banking Limited (OBL) is limited to Order-only activity.
Annual Fraud Report 2024

22.05.24

Reports and Publications

Annual Fraud Report 2024

Our latest Fraud report, sponsored by Feedzai, shows that £1.17 billion was lost to fraud in 2023. We outline the changing profile of these losses and the continuing efforts of the finance sector to protect consumers.
Raising standards in the tax advice market – strengthening the regulatory framework and improving registration

20.05.24

Consultation Responses

Raising standards in the tax advice market – strengthening the regulatory framework and improving registration

We welcome the opportunity to respond to the HM Revenue & Customs (‘HMRC’) Consultation ‘Raising standards in the tax advice market – strengthening the regulatory framework and improving registration’.
From Control to Financial Freedom Report

16.05.24

Reports and Publications

From Control to Financial Freedom Report

Empowering victim-survivors on their journey from economic abuse to financial independence.
Unlocking the SME Net Zero Transition

14.05.24

Reports and Publications

Unlocking the SME Net Zero Transition

Our recommendations respond to three sets of barriers that Small and Medium-sized Enterprises (SMEs) told us prevent them from taking greater sustainability action.