Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance response to FCA CP23/33

08.02.24

Consultation Responses

UK Finance response to FCA CP23/33

Consultation on payments to data providers and DRSP forms including Policy Statement for the framework for UK consolidated tape (CP23/15)
UK Finance response to the recent discussion papers on the regulatory regime for stablecoins

07.02.24

Consultation Responses

UK Finance response to the recent discussion papers on the regulatory regime for stablecoins

UK Finance has responded to both the FCA’s DP 23/4 Regulating Cryptoassets Phase 1: Stablecoins and the Bank of England’s discussion paper on the Regulatory regime for systemic payment systems using stablecoins and related service providers.
Budget Submission Spring 2024

06.02.24

Consultation Responses

Budget Submission Spring 2024

In advance of the Spring Budget, we have submitted a range of ideas to HM Treasury. The financial services sector has a critical role to play in driving economic growth and investment and these measures would help the UK achieve continued growth and prosperity.
UK Finance  response to CP 17-23 Structural FX

31.01.24

Consultation Responses

UK Finance response to CP 17-23 Structural FX

UK Finance has responded to the PRA’s CP 17/23 on the capitalisation of Structural Foreign Exchange positions.
Ministry of Justice Consultation

29.01.24

Consultation Responses

Ministry of Justice Consultation

We are pleased to respond to the Ministry of Justice consultation on the inclusion of the claimant details on the public register of Judgements, Orders and Fines.
UK Finance response to the DBT call for evidence on Smarter regulation and the regulatory landscape

19.01.24

Consultation Responses

UK Finance response to the DBT call for evidence on Smarter regulation and the regulatory landscape

UK Finance supports the principles driving this programme of regulatory reform. Regulation, when designed and utilised correctly, can be a catalyst for growth and create an environment for businesses to thrive.
UK Finance response to Cabinet Office Call for Evidence on the National Security and Investment Act

17.01.24

Consultation Responses

UK Finance response to Cabinet Office Call for Evidence on the National Security and Investment Act

We are pleased to respond the Cabinet Office’s Call for Evidence on the National Security and Investment Act.
Guidance on the CMAs jurisdiction and procedure in relation to mergers

09.01.24

Consultation Responses

Guidance on the CMAs jurisdiction and procedure in relation to mergers

We are pleased to respond to the Competition and Markets Authority's ("CMA") Consultation on draft revised guidance on the CMA’s jurisdiction and procedure in relation to mergers (“Draft Guidance”).
UK Consumer Payments 2023

19.12.23

Reports and Publications

UK Consumer Payments 2023

Statistics summarising the latest findings from UK Finance annual National Payments Study (NPS) for 2022. This statistical digest provides a wealth of information about personal financial holdings, payments and cash acquisition in the UK.