Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance and AFME respond to FCA CP25/2

18.03.25

Consultation Responses

UK Finance and AFME respond to FCA CP25/2

UK Finance-AFME respond to FCA CP25/2 on Further changes to the public offers and admissions to trading regime and UKLR
UK Finance’s Plan for Growth

17.03.25

Reports and Publications

UK Finance’s Plan for Growth

Financial services are integral to the domestic economy, and the UK is the largest net exporter of financial services globally.
UK Finance response to OBL Consultation on MLA for cVRPs

17.03.25

Consultation Responses

UK Finance response to OBL Consultation on MLA for cVRPs

UK Finance welcomes the opportunity to provide feedback on OBL’s consultation on the MLA for commercial variable recurring payments (cVRPs).
DCPCU end of year report 2024

07.03.25

Reports and Publications

DCPCU end of year report 2024

As we say goodbye to 2024, I wanted to express my appreciation to everyone who has helped ensure the year was another success.
A response by UK Finance to the PRA’s Consultation Paper 14/24

07.03.25

Consultation Responses

A response by UK Finance to the PRA’s Consultation Paper 14/24

UK Finance has responded to the PRA's consultation on introducing the Basel Committee’s Large Exposures standards (LEX). We were supportive of the aim to align the UK Large Exposures (LE) regime with the internationally agreed standards.
UK Finance response to CMA Strategic Steer consultation

06.03.25

Consultation Responses

UK Finance response to CMA Strategic Steer consultation

UK Finance has responded to the Department for Business and Trade’s (DBT) consultation on its Strategic Steer to the Competition and Markets Authority (CMA).
UK Finance’s response to the Financial Stability Board’s Leverage in NBFI consultation

03.03.25

Consultation Responses

UK Finance’s response to the Financial Stability Board’s Leverage in NBFI consultation

We agree that the recent increase in the NBFI sector’s share of financing of the real economy impacts on risk and financial stability. So, the FSB’s work in this topic is appropriate.
UK Finance backs reform of energy performance certification regime

26.02.25

Consultation Responses

UK Finance backs reform of energy performance certification regime

UK Finance has responded to UK Government proposals to reform the framework for energy performance certificates (EPCs), supporting changes that will produce better information for the UK’s environmental goals.
UK Finance response to Business and Trade Committee Call for Evidence on the Industrial Strategy

24.02.25

Consultation Responses

UK Finance response to Business and Trade Committee Call for Evidence on the Industrial Strategy

The consultation is part of an inquiry seeking to scrutinise the design and delivery of the Government’s Industrial Strategy.