Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance response to FCA DP24/2

18.02.25

Consultation Responses

UK Finance response to FCA DP24/2

UK Finance response to FCA’s discussion paper on improving the UK transaction reporting regime.
UK Finance and AFME respond to the FCA's PISCES Consultation (CP24/29)

17.02.25

Consultation Responses

UK Finance and AFME respond to the FCA's PISCES Consultation (CP24/29)

Our members continue to be supportive of the PISCES initiative and the stated objective of giving private companies greater flexibility to enable them to access broader investment opportunities, strengthen capital-raising prospects, growth aspirations and, support potential future transition to public markets.
UK Finance response to FCA enforcement approach Part 2

17.02.25

Consultation Responses

UK Finance response to FCA enforcement approach Part 2

UK Finance has responded to the FCA's Part 2 consulation on its proposals for greater transparency of its enforcement investigations. We emphatically recommended that the proposals should be withdrawn in their entirety.
Prioritising accessibility in industry thinking to deliver optimal customer outcomes

17.02.25

Guidance

Prioritising accessibility in industry thinking to deliver optimal customer outcomes

This document highlights key takeaways and understanding from the conversations held between industry experts and charities to improve services.
Guidance on the failure to prevent fraud offence (ECCTA 2023)

11.02.25

Guidance

Guidance on the failure to prevent fraud offence (ECCTA 2023)

Section 199 of the UK’s Economic Crime and Corporate Transparency Act 2023 sets out a corporate criminal offence for failure to prevent fraud.
Annual Equivalent Rate (AER) Practice Note

10.02.25

Guidance

Annual Equivalent Rate (AER) Practice Note

The “Annual Equivalent Rate (AER) Practice Note” is published jointly by UK Finance and the Building Societies Association.
UK Finance submission to the Spending Review 2025

10.02.25

Consultation Responses

UK Finance submission to the Spending Review 2025

On behalf of our members we have submitted recommendations to HM Treasury’s 2025 Spending Review.
UK Finance responds to Payment Systems Regulator (PSR)’s Stage 1 Remedy Consultation CP24/14

10.02.25

Consultation Responses

UK Finance responds to Payment Systems Regulator (PSR)’s Stage 1 Remedy Consultation CP24/14

UK Finance and its members do not agree with another description of the cards market as not working well.
UK Finance responds to HM Treasury’s UK Green Taxonomy Consultation

06.02.25

Consultation Responses

UK Finance responds to HM Treasury’s UK Green Taxonomy Consultation

UK Finance members have a variety of views as to whether a UK taxonomy would be distinctly valuable in supporting the Government’s stated objectives. In our response, we set out two predominant viewpoints from across our membership.