Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance response to discussion paper on future of the SI regime

16.01.25

Consultation Responses

UK Finance response to discussion paper on future of the SI regime

A key feature of the UK trading landscape is the role investment banks play in facilitating trades off their own balance sheets as part of the Systematic Internaliser (SI) regime.
UK Finance and AFME respond to HMT’s Private Intermittent Securities and Capital Exchange System (PISCES) statutory instrument consultation

10.01.25

Consultation Responses

UK Finance and AFME respond to HMT’s Private Intermittent Securities and Capital Exchange System (PISCES) statutory instrument consultation

We continue to be supportive of the PISCES initiative and the objective of giving private companies greater flexibility to access broad investment and, ultimately, transition towards the public markets.
UK Finance responds to the FCA’s consultation on safeguarding of customer funds

18.12.24

Consultation Responses

UK Finance responds to the FCA’s consultation on safeguarding of customer funds

UK Finance supports enhanced compliance reporting but thinks the end state proposals need to be reconsidered.
UK Finance response to CP 9-24

12.12.24

Consultation Responses

UK Finance response to CP 9-24

UK Finance has responded to the PRA’s consultation removing the refined approach to setting Pillar 2 capital.
UK Finance response to CP7-24 simplified SDDT capital regime

12.12.24

Consultation Responses

UK Finance response to CP7-24 simplified SDDT capital regime

UK Finance has responded to the PRA’s consultation on a simpler capital regime for Small Domestic Deposit Takers.
UK Finance response to HM Treasury’s call for evidence on the Financial Services Growth and Competitiveness Strategy

12.12.24

Consultation Responses

UK Finance response to HM Treasury’s call for evidence on the Financial Services Growth and Competitiveness Strategy

The Government is developing a new Financial Services Growth and Competitiveness Strategy to help our sector thrive and enhance its ability to support growth across the whole UK economy.
UK Finance response to HM Treasury’s consultation on the Regulation of Buy-now, Pay-later Draft Legislation

04.12.24

Consultation Responses

UK Finance response to HM Treasury’s consultation on the Regulation of Buy-now, Pay-later Draft Legislation

UK Finance supports the principle of “same activity, same risk, same regulation” and as such most of our members are keen to see competing products placed on a similar regulatory playing field.
UK Finance response to the Lords’ Financial Services Regulation Committee inquiry on the FCA and PRA’s secondary competitiveness and growth objective

29.11.24

Consultation Responses

UK Finance response to the Lords’ Financial Services Regulation Committee inquiry on the FCA and PRA’s secondary competitiveness and growth objective

UK Finance strongly supports the secondary competitiveness and growth objective (SCGO) for the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA).
UK Finance response to Invest 2035: The UK’s Modern Industrial Strategy consultation

26.11.24

Consultation Responses

UK Finance response to Invest 2035: The UK’s Modern Industrial Strategy consultation

In its Industrial Strategy Green Paper, Invest 2035: UK’s Modern Industrial Strategy, the government set out its vision for long-term sustainable, inclusive and resilient growth.