Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

Response to Financial Conduct Authority call for input reviewing handbook requirements

31.10.24

Consultation Responses

Response to Financial Conduct Authority call for input reviewing handbook requirements

This call for input response reflects members’ views on where the FCA Handbook might be streamlined or amended.
UK Finance response to PRA CP11/24

29.10.24

Consultation Responses

UK Finance response to PRA CP11/24

International firms: Updates to SS5/21 and branch reporting
UK Finance response to FCA CP24/14

25.10.24

Consultation Responses

UK Finance response to FCA CP24/14

The derivatives trading obligation and post-trade risk reduction services
2024 Total Tax Contribution of the UK banking sector

21.10.24

Reports and Publications

2024 Total Tax Contribution of the UK banking sector

The analysis in the report estimates the total tax contribution of the UK banking sector to be £44.8 billion for the financial year to the end of March 2024, up from £41 billion the previous year.
UK Finance and Association for Financial Markets in Europe response to the new public offers and admission to trading regulations regime (CP24/12)

18.10.24

Consultation Responses

UK Finance and Association for Financial Markets in Europe response to the new public offers and admission to trading regulations regime (CP24/12)

Today, together with AFME we have submitted our joint response to the FCA’s Consultation on the new Public Offers and Admission to Trading Regulations regime (CP24/12).
Half Year Fraud Report 2024

18.10.24

Reports and Publications

Half Year Fraud Report 2024

Fraud continues to pose a major threat to the UK and cause serious harm to individuals and society.
Commercial finance industry commitments on personal guarantees

16.10.24

Guidance

Commercial finance industry commitments on personal guarantees

UK Finance is today publishing a set of commitments made by a number of its Commercial Finance members, providing confidence that the commercial finance industry maintains a proportionate approach to the taking of personal guarantees, and that individuals are treated fairly and appropriately when they agree to provide one.
Budget Submission Autumn 2024

04.10.24

Reports and Publications

Budget Submission Autumn 2024

Ahead of the Autumn Budget, we have submitted a range of ideas to HM Treasury.
UK Finance response to Pensions Investment Review and offer of industry roundtable

30.09.24

Consultation Responses

UK Finance response to Pensions Investment Review and offer of industry roundtable

UK Finance’s members are supportive of the government’s aim to boost investment in equities, improve outcomes for savers and reinvigorate UK capital markets. We welcome the government’s focus on short-term cost versus long-term value for policyholders. This reflects our members’ wider ambition to address the imbalance between risk and reward in…